Dank persönlicher Beratung

zu einer guten Bonität

Unsere Bonitätsexperten helfen Ihnen dank gezielter Massnahmen
zu einer guten Bonität. Dadurch sind tiefe Zinsen bei Krediten möglich,
wieder auf Rechnung bestellen oder den bestehenden Kredit
zu tiefen Zinsen abzulösen.

Dank unserer Bonitätsbereinigung ist das für Sie wieder möglich.

Improve your credit rating now with a credit rating adjustment in Switzerland

We recommend that our customers run a credit check before applying for a loan. This is because it is common practice in Switzerland for so-called creditworthiness information to be collected and stored about borrowers without their knowledge. Various private companies and agencies collect data on a person's payment behaviour or creditworthiness and reflect this in credit agencies. The most common credit agencies that are used before a loan is granted are CRIF and Intrum Justitia. There are other portals where your creditworthiness information is stored - but the first two are the most relevant and informative on the market.

You receive a credit rating

The credit agencies assign you a so-called score (= creditworthiness value). This is defined according to an algorithm of all the data collected - such as age, home address and payment history. As a rule, 50-year-old prospective borrowers have a higher score, which is why they are categorised as a lower credit risk than a 20-year-old prospective borrower. However, there is no difference as to which of the two has the better payment behaviour, provided there are no negative entries.

A credit rating adjustment increases your chances of getting a loan

In order to fulfil the criteria for granting a loan, your payment history and your score with the credit agencies must be clean. We therefore recommend that you check your creditworthiness information and, if necessary, carry out a credit check. This is because a credit rating adjustment increases your chances of being granted a loan, even if you only have one Take out a small loan want.

So if you have negative entries or your credit rating (score) is too low for a loan to be granted, the credXperts will be happy to help you clean up and improve these entries

Our offer

Credit rating adjustment light
CHF69.00
Assistance during the clean-up processAssistance during the clean-up process
Providing the templates (letters and emails) to creditors and officesProviding the templates (letters and emails) to creditors and offices
Scoring query in the credit rating databases (CRIF and Intrum Justitia)Scoring query in the credit rating databases (CRIF and Intrum Justitia)
Credit rating adjustment with power of attorney
CHF399.00
Active cleansing of credit rating databases and improvement of scoringActive cleansing of credit rating databases and improvement of scoring
Permanent correspondence on the status of the clean-up processPermanent correspondence on the status of the clean-up process
Direct correspondence with creditors and authoritiesDirect correspondence with creditors and authorities
Cost coverage for 3 debt collection extracts (any further debt collection information will be charged to the customer)Cost coverage for 3 debt collection extracts (any further debt collection information will be charged to the customer)
If your credit rating does not improve, we will refund the invoiced payment (minus the cost of the documents)If your credit rating does not improve, we will refund the invoiced payment (minus the cost of the documents)

Contact us

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No credit rating adjustment necessary?

With us, you can quickly get the low-cost loan you want!

Apply for a loan now