Bridge loan in Switzerland: With credXperts, you can compare bridging loans ranging from CHF 1,000 to 250,000 from 5 Swiss banks – interest rates from 5.8 % (homeowners) or 6.9 % (tenants), Decisions are usually made within 24 hours, with funds paid out after the statutory 14-day cooling-off period. Customer rating ★ 4.88/5. As of October 2026.
Bridge loan at a glance
| Interest | from 5 August % (homeowners) / 6 September % (tenants) |
| Amount | CHF 1,000–250,000 |
| Runtime | 12–120 months; early repayment is possible at any time |
| Prerequisites | 18+, permanent position, Swiss citizen, C or B residence permit (B for ≥ 24 months), no outstanding debt enforcement proceedings |
| Duration | Decision usually within 24 hours; payment after a 14-day cooling-off period |
| Calculation example | CHF 10,000 / 12 months: approx. CHF 860 per month (5.8 %) or CHF 865 (6.9 %) |
As at October 2026
Bridging loan online
calculate and apply now
Enter the desired loan amount in our loan calculator, as well as the term of your bridging loan. You will then immediately see how high your monthly loan instalment will be.
In just a few steps to the
suitable bridging loan
1.
Calculate your
bridging loan and
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2.
We get in touch with
you in contact
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most important questions.
3.
We find
the bank with
the best
Conditions.
4.
You will receive
the right
bridging loan.
What are the advantages
of our credit counselling?
Advice on credit matters
Whether you have questions about your loan application, want to repay your current loan or clean up your credit rating - our credXperts will advise you on all credit matters.
Interest rate comparisons with various credit providers
Our loan experts compare the interest rates of various loan providers and find the most favourable offer for you.
Avoiding rejections
We check your loan application comprehensively. In this way, we help you to improve your credit rating and avoid rejections from ZEK. We are happy to support you in clearing up negative entries in the various credit agencies.
Credit processing from A to Z
After your loan application, we will take care of everything. We search for the best interest rate for you and contact the right bank straight away. We also ensure that the loan is paid out smoothly. Even during the term of the loan, we are always ready to listen to your concerns.</span
When does a
bridging loan make sense?
A loan does not always have to be tied to one thing. Unexpected events can occur in life that can lead to financial bottlenecks. One example is Tax liabilities that are financed via a loan can. Interim financing by means of a loan from a bank can be the right solution here. You repay the loan amount during your desired term, giving you financial freedom.
Important to know: You are not obliged to adhere to the contractually agreed term of your loan. Early repayments are permitted for bridging loans. As a result, the bank waives further interest costs and the loan ends up being cheaper for you.
The credXperts will be happy to provide you with an overview and help you to submit your enquiry to the right bank.
How does a bridging loan work?
Every bank is obliged to carry out an affordability calculation. This determines whether you can afford the desired loan instalment with your monthly income. Banks also carry out background checks that can provide information about your creditworthiness.
If the overall assessment is positive, a credit bank will be willing to lend you money. Repayments are then made in monthly instalments, which consist of amortisation and interest. With each instalment paid, the amount owed to the bank decreases.
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Credit may also interest you
An independent and Reputable credit brokerage is elementary for us. That is why we have acquired extensive knowledge of the Swiss credit market. We would also like to share this valuable additional knowledge with you - for example, about credit rating adjustment, the topic of loan interest rates or the Credit comparisons in Switzerland.
As soon as you apply for your Swiss loan online with us, you can expect favourable financing conditions that are tailored to your credit budget. In addition, we will advise you personally and cater to your needs and wishes so that we can find the right offer from a Swiss loan provider when comparing loans.
If you would like to find out more about loans in Switzerland, simply read the following section.
Credit comparison Switzerland
Are you looking for an affordable loan in Switzerland? Our expertise and loan comparison service can help you. With us, you can find the right loan with a loan amount of up to CHF 250,000. And that’s with an interest rate starting from 5.8 % (homeowners) or 6.9 % (tenants), and a loan term of up to 120 months.
Fewer loan application rejections (credit rating adjustment)
As soon as you have completed your loan application online, we will check it immediately. We will also endeavour to improve your credit rating (= correction of ZEK entries). This will help you avoid a rejection of your loan application and speed up the loan approval process.
Frequently asked questions and answers about applying for a loan in Switzerland
How high are the interest rates for loans in Switzerland? Is it worth cancelling a loan and if so, how? How can I have my ZEK/CRIF entries deleted? We have compiled and answered these and other questions for you in our FAQ section.
How quickly can I get a bridging loan in Switzerland?
With credXperts, a credit decision is usually made within 24 hours; the funds are paid out after the statutory 14-day cooling-off period (Consumer Credit Act) – no other reputable provider in Switzerland offers a faster service. If you need the money to bridge a gap in your salary or fees, it’s best to submit your application today via Apply for a loan; for long-term financing, it is worth taking a look at the Personal loan Switzerland.
