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Topic overview
All topics relating to the loan application at a glance
From requirements and documents to special cases such as B permits, C permits, self-employment, credit top-ups or loan repayments: these topics will help you to better prepare your loan application in Switzerland and find the right next steps.
Credit application requirements Switzerland
Which conditions should be fulfilled for a loan application in Switzerland.
Documents for the loan application
Which documents banks generally require for review and authorisation.
Duration of the loan application
How long the credit check, decision and disbursement can take in Switzerland.
Loan application rejected
What reasons can lead to a rejection and what solutions make sense afterwards.
Loan application for credit top-up
When an existing loan can be increased and what conditions apply.
Loan application for loan repayment
How a loan repayment works and when debt rescheduling can be worthwhile.
Credit application with B authorisation
Important information for foreign employees with a B residence permit.
Credit application with C authorisation
Why applicants with a permanent residence permit often have particularly good chances.
Credit application for the self-employed
What evidence self-employed people need and why tax assessments are so important.



