Use our redemption calculator to calculate the redemption amount of your current loan or the effect of a special payment.
| date | Number of payments | Credit instalment | Special payments | Transfer fee |
|---|
Calculating loan repayments made easy with our repayment amount calculator
Repaying a current loan or amortising it with a special payment always makes sense. You save on interest costs. With our free amortisation calculator, you can calculate the amortisation amount or see what impact a special payment has on the interest costs.
Also read this information on loan repayment.
Find the best way to repay your loan with the loan repayment calculator
If you have a current loan and are considering whether debt restructuring or early repayment makes sense for you, then our Loan repayment calculator is exactly the right tool for you. With our innovative credXperts platform, you can quickly and easily calculate the repayment amount for your loan in order to make the best decision for your financial future.
How does the loan repayment calculator work?
Our Loan Repayment Calculator is an intuitive online tool that helps you calculate the amount needed to repay your loan early. By entering your loan amount, the interest rate and the date of the first instalment, the remaining debt, the remaining term and the redemption amount of your loan are calculated. There is no early repayment penalty in Switzerland, which is common in countries such as Germany.
Advantages of loan repayment
Repaying a loan early can offer various advantages. You can benefit from lower interest rates if you take out a new loan on more favourable terms. Repayment also gives you the opportunity to restructure your repayment plan and reduce your monthly charges.
Calculate your transfer fee quickly & easily online
With credXperts' redemption amount calculator, you can not only calculate the amount needed to redeem your loan, but also understand how it will affect your financial situation. Whether it's a mortgage or a consumer loan, our tool provides you with the information you need to make an informed decision.
When is the best time to redeem a loan?
The best time to repay a loan depends on various factors, including the amount of the remaining debt, the current interest rate situation and possible changes in your personal financial circumstances. Our experts at credXperts recommend that you regularly review your loan situation and take note of the regulations regarding any early repayment penalty in order to optimise the end of your loan.
Start now!
Calculate your redemption amount today with our loan redemption calculator on credXperts.ch and discover how you can optimally redeem your loan. Our team of financial experts is on hand to guide you through the loan repayment process and help you achieve your financial goals.
With credXperts, you have a trustworthy partner at your side who will help you calculate the redemption amount and find the best option for your loan redemption.
Repay a current loan early: Is there a cost involved?
No. You can redeem or reschedule your current loan free of charge, as set out in the Consumer Credit Act (KKG). You can also reduce your interest costs with a special payment (amortisation). Such amortisations are particularly worthwhile at the beginning of a loan term.
It therefore always makes sense to compare interest rates and adjust the loan agreement. This can be done with your existing bank if it offers you lower interest rates. Or on the other hand by switching banks, where the new bank replaces your current loan with a lower interest rate.
Would you like advice on loan repayment or debt rescheduling? We would be happy to show you how you can save on interest costs and repay your current loan: +41 44 244 34 00 / info@credxperts.ch.
Or would you like to delve deeper into our blog article on the topic of "Replacing your loan early"?
Loan repayment or amortisation: calculate your savings potential now
Calculate the repayment amount of your current loan with our free repayment calculator. Or calculate the savings potential if you make a special payment (amortisation) on your current loan.
Would you like to redeem your current loan now? Then simply fill out our contact form.
Credit Switzerland: This could also be of interest to you
As an independent and Reputable credit brokers our focus is on providing professional credit advice. This includes extensive knowledge of the Swiss credit market. Because customer service is important to us, we are happy to share this valuable additional knowledge with you - as shown here as an example:
- Clean up your credit rating: This will help you improve your credit rating and speed up the loan approval process.
- Loan interest rates: The question of all questions that borrowers ask themselves: What are the interest rates on loans in Switzerland? These and other questions about loans can be found in our FAQ section.
- Credit comparisons in Switzerland: Here you can find out what advantages you have with a credit comparison with credXperts.
When you apply for a loan with us, we have only one goal: favourable interest rates that match your credit budget. In addition, you will enjoy personalised credit advice that takes your needs and wishes seriously. Together with the credit comparisons with Swiss credit providers that we carry out for you, you will find your ideal loan.
Would you like more information about loans in Switzerland? You may also be interested in the following section.
Credit comparison Switzerland
Would you like to take out the most favourable loans possible in Switzerland? That's why we compare all offers for personal loans from Swiss banks up to a loan amount of CHF 250,000 at an interest rate from as little as 4.4 % and a term of up to 120 months.
Fewer loan application rejections (credit rating adjustment)
Once you have submitted your loan application online, we will check it immediately. At the same time, we help you to optimise your credit rating (= cleaning up ZEK entries). A better credit rating increases your chances of faster loan approval.
More about credit rating adjustment
Frequently asked questions and answers about applying for a loan in Switzerland
How high are the interest rates on loans in Switzerland? When does it make sense to redeem a loan? What are ZEK/CRIF entries and what influence do they have on a loan approval? We answer these and other questions in our FAQ section.
