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Our loan experts compare the interest rates of various loan providers in Switzerland to find the best offer for your loan.

We check your online loan application comprehensively to improve your credit rating. This will help you avoid rejections from ZEK and increase your chances of being granted or approved a loan. We are happy to support you in clearing up negative entries in the various credit agencies.

If you apply for a consumer loan with us online, we will take care of all matters until your consumer loan has been approved - from searching for low interest rates to enquiring about a suitable bank and paying out the desired loan. Of course, we remain your contact for any questions you may have even after the loan has been paid out.

Thanks to our independence as a credit broker, you benefit from the best conditions for a consumer loan. We pay attention both to favourable interest rates and to ensuring that the personal loan does not put too much strain on your budget.

We make the best conditions possible by focusing on individual and comprehensive credit counselling. At the same time, we compare loan offers from Swiss banks to find the right personal loan for you.

Because competent credit advice is at the heart of our work, you will find additional information below on credit comparisons, credit rating adjustments or general information on credit interest rates and personal loans in Switzerland.

Also interesting: Can you take out personal loans without a bank in Switzerland?

Whether you are planning a major purchase, have to deal with an unexpected expense or simply want to expand your financial scope, consumer loans offer the flexibility you need. With a desired amount that meets your needs and a term that minimises your financial burden, we make financing your purchase as convenient as possible.

The approval of a consumer loan with credXperts is always carried out in strict compliance with the Consumer Credit Act, which guarantees fair conditions and a maximum interest rate. Our loan costs are transparent and easy to understand, so you know exactly what you can expect. We attach great importance to the fact that loans are only granted if they do not lead to over-indebtedness on the part of the consumer - because your financial security is our top priority.

With our consumer credit calculator, we offer you a powerful tool for calculating your monthly instalment. Simply enter the loan amount and the desired term and our calculator will determine the monthly instalment, taking all costs into account. This tool makes planning easier and helps you to make an informed decision.

Our goal at credXperts is to make the process of granting consumer loans as smooth and simple as possible. From the initial enquiry to the disbursement of the loan, we accompany you with expertise and care. Our experts examine each enquiry individually to ensure that the financing meets your requirements and is sustainable at the same time.

At credXperts, we focus on personalised advice and tailor-made financing solutions. Our approach ensures that you not only receive the best option from a wide range of loans, but also one that suits your lifestyle exactly. The purchase or investment decision thus becomes a well-considered, financially secure choice.

Whether you're looking for a partner to help you finance your purchase or simply want some no-obligation advice, credXperts is here to help. Discover the benefits of a partnership approach to lending that prioritises security, fairness and transparency.

We must point this out: According to the Swiss Consumer Credit Act (KKG), lending is prohibited if it would lead to the borrower becoming over-indebted. This naturally applies to every consumer loan.

You should therefore always scrutinise the consumer desire behind the loan and check whether it is necessary.

If, after careful consideration, you have decided in favour of the credit route, you are welcome to use our credit calculator above.

Getting a personal loan as cheaply as possible? It's child's play with credXperts: We compare all loan offers from various Swiss banks. The amount for consumer loans extends up to CHF 250,000. Loan interest rates are possible from as little as 4.4 % and you can choose a loan term of up to 120 months.

Apply for a loan now

As soon as you send us your loan application online, we will check it immediately. We also check whether and how we can improve your credit rating
(= clearing of ZEK entries). Once old ZEK entries have been deleted, nothing stands in the way of a quick loan approval.

More about credit rating adjustment

In our loan FAQ, you can find out interesting facts about frequently asked questions - for example, about loan repayment, ZEK/CRIF entries or loan interest rates.

More about this in our  FAQ