good finance AG is the credit representative of the German SWK Bank in Switzerland (Süd-West-Kreditbank Finanzierung GmbH).
Only recently on the Swiss market, it has revitalised the market with its clear and transparent interest rate policy: since its launch in 2018, many customers have already benefited from the bank's attractive interest conditions, not least because good finance is often convincing in our loan comparison. Despite initial scepticism, the experienced SWK has proven itself on the market thanks to fast application processing, high customer satisfaction and transparency. The loan interest rates of good finance AG are between 4.4 % and 7.4 %. The definition of interest is based on the amount of the loan: the higher the amount, the lower the interest rate.
The requirements for granting a loan are as follows:
- Minimum age 18 years
- Permanent residence in Switzerland
- Swiss bank account
- Swiss citizenship, permanent residence permit C or residence permit B (at least 2 years)
- Regular work in a permanent or temporary position (provide proof of salary)
- Minimum income of CHF 5000 per month
- Cancellation period of 14 days for a loan amount of up to CHF 80,000
- Maximum loan amount of CHF 80,000
- Minimum value with the Deltavista creditworthiness database
Required documents that are mandatory for the credit check:
- Copy of ID, passport or driving licence (for Swiss nationals)
- Copy of residence permit C, B, G or L for foreign citizens
- Copy of the last 3 pay slips (for permanent employees) or the last 6 for hourly-paid employees
Documents that are helpful for the credit check, but are not mandatory:
- Copy of the tenancy agreement if you share the rent with someone else
- Copy of the health insurance policy to improve the budget if necessary
Advantages of good finance AG
- good finance AG offers the lowest interest rate in Switzerland for a traditional credit bank and does not charge any service fees.
- A term of up to 84 months also gives you a high degree of flexibility.
- The application process for your loan is quick and efficient.
- A credit top-up is simple and straightforward.
- Identification takes place online via an app or web browser and is quick and easy from home.
Would you like more information about good finance AG? Then the credit advisors at credXperts AG will be happy to help you: info@credxperts.ch, +41 44 244 34 00. Or would you like to submit a credit application to good finance AG straight away? Then follow this link.