Loans in French-speaking Switzerland and throughout Switzerland – advice in French
This page is aimed at anyone who would prefer to discuss a personal loan in French: residents of the cantons of Geneva, Vaud, Neuchâtel, Jura, Fribourg and Valais; French-speaking families in German-speaking Switzerland; and cross-border workers from France with a G permit. credXperts AG arranges personal loans from Swiss banks – free of charge to you; the bank pays the commission.
The process is the same as in the rest of Switzerland: a non-binding enquiry, assessment in accordance with the Consumer Credit Act (KKG), submission to the relevant partner bank, and a quote. Interest rates start from 5.8 % effective; for cross-border commuters from 7.9 %.
Requirements at a glance
- Aged between 18 and 65, resident in Switzerland or holding a G permit
- Regular net income of CHF 3,000 or more per month
- Swiss passport, a C permit, a B permit held for at least 24 months, or a G permit held for at least 36 months with the same employer
- No outstanding debt enforcement proceedings or certificates of loss
Related pages in German
Personal loan SwitzerlandAn overview of terms and conditions and banks
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Apply for a loanOnline application in around 10 minutes
Credit comparisonCompare interest rates offered by Swiss banks
Redeem loanRefinance your existing loan at a lower rate
Car loanCash loan instead of leasing
Small loanGet quick financing for smaller amounts