Personal loans in Ticino and throughout Switzerland – advice in Italian
This page is aimed at anyone who would prefer to discuss a personal loan in Switzerland in Italian: residents of the canton of Ticino, the Italian-speaking valleys of Graubünden, Italian-speaking families in German-speaking Switzerland, and cross-border commuters from Italy with a G permit. credXperts AG arranges personal loans from Swiss banks – free of charge to you; the bank pays the commission.
The process is the same as in the rest of Switzerland: you submit a non-binding enquiry, we check your details in accordance with the Consumer Credit Act (KKG), submit the application to the appropriate partner bank, and you receive an offer. Interest rates start from 5.8 % effective; for cross-border commuters from 7.9 %.
Requirements at a glance
- Aged between 18 and 65, resident in Switzerland or holding a G permit
- Regular net income of CHF 3,000 or more per month
- Swiss passport, a C permit, a B permit held for at least 24 months, or a G permit held for at least 36 months with the same employer
- No outstanding debt enforcement proceedings or certificates of loss
Related pages in German
Personal loan SwitzerlandAn overview of terms and conditions and banks
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Apply for a loanOnline application in around 10 minutes
Credit comparisonCompare interest rates offered by Swiss banks
Redeem loanRefinance your existing loan at a lower rate
Car loanCash loan instead of leasing
Small loanGet quick financing for smaller amounts