bob Finance AG is based in Zurich and is a subsidiary of the Valora Group, which is known in Switzerland as a kiosk operator. bob Finance is an important part of our Credit comparisons. The online portal of bob Finance AG deserves special mention: this offers customers the opportunity to keep a constant eye on their current financing online.
The interest rate spread for personal loans is between 5.9 % and 11.9 %. Loans are granted exclusively on the basis of the CRIF credit rating database. Would you like to know what your CRIF score is? Then fill out our contact form here.
The requirements for the granting of a loan are as follows:
- Minimum age 22 years, maximum age 62 years
- Permanent residence in Switzerland
- Swiss bank account
- Swiss citizenship, permanent residence permit C or residence permit B (at least 2 years)
- Regular work in a permanent or temporary position (provide proof of salary)
- Minimum income of CHF 2500 per month
- Cancellation period of 14 days for a loan amount of up to CHF 80,000
- Maximum loan amount of CHF 80,000
Required documents that are mandatory for the credit check:
- Copy of ID, passport or driving licence (for Swiss nationals)
- Copy of residence permit C, B, G or L for foreign citizens
- Copy of the last 3 pay slips (for permanent employees) or the last 6 for hourly-paid employees
Documents that are helpful for the credit check, but are not mandatory:
- Copy of the tenancy agreement if you share the rent with someone else
- Copy of the health insurance policy to improve the budget if necessary
Advantages of bob Finance AG
- This young fintech start-up shines with a simple and transparent online application process.
- As one of the few loan providers in Switzerland, bob Finance AG offers a term of up to 120 months. This gives you a high degree of monthly flexibility.
- The application process is simple and clearly structured in all national languages.
- You can also have your loan topped up simply and easily.
- Thanks to the online portal, you always have your loan under control and can find all information and documents online at any time.
Would you like to know more about bob Finance AG? The Credit counsellor of credXperts AG will be happy to help you: info@credxperts.ch, +41 44 244 34 00. Start credit comparison now
We would like to point out that there is no co-operation between credxperts and BOB Finance. This page is for the information of our customers.