Cembra Money Bank AG: All information about the loans

Cembra Money Bank AG (formerly GE Money Bank), based in Zurich-Altstetten, is the leading Swiss credit provider and is therefore an indispensable part of any credit comparison for Switzerland. With around 1000 employees and an attractive branch network, Cembra Money Bank AG offers access to loans throughout Switzerland. The range extends from small and personal loans to vehicle financing and credit cards. In 2019, it completely took over the credit provider cashgate AG and integrated it into the Cembra portfolio.

For personal loans, the interest rate range is between 5.95 % and 9.95 %.

The conditions for granting a loan are as follows:

• Minimum age 18 years
• Permanent residence in Switzerland
• Swiss citizenship, permanent residence permit C, residence permit B (at least 2 years), G (at least 3 years) or L
• Regular work in a permanent or temporary position (provide proof of salary)
• Minimum income of CHF 2500 per month
• Cancellation period of 14 days for a loan amount of up to CHF 80,000

Required documents that are mandatory for the credit check:

• Copy of ID, passport or driving licence (for Swiss nationals)
• Copy of residence permit C, B, G or L for foreign citizens
• Copy of the last 3 pay slips (for permanent employees) or the last 6 for hourly-paid employees

Documents that are helpful for the credit check, but are not mandatory:

• Copy of the tenancy agreement if you share the rent with someone else
• Copy of the health insurance policy to improve the budget if necessary

Advantages of Cembra Money Bank AG

• Thanks to its many years of experience, Cembra Money Bank AG has a functioning risk policy. It therefore also offers customers access to credit who are unable to obtain a loan elsewhere.
• Outstanding insurance cover: you can not only Secure the loan instalmentbut also your income if you wish (PPI Plus).
• The application process is simple and clearly structured in all national languages.
• Free Cembra Money Bank credit card as long as you have a current loan.
• Immediate disbursement of loans from a loan amount of CHF 80,000.
• You can also request loans of over CHF 250,000 if you have a sufficient budget.

If you would like more information about Cembra Money Bank AG or would like to submit an application, the credit advisors at credXperts AG will be happy to help you: info@credxperts.ch, +41 44 244 34 00. For a direct online loan application click here.