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Why interest is the underestimated cost factor Many borrowers in Switzerland pay particular attention to the monthly instalment when applying for a loan. What is often overlooked is that the interest rate determines the total costs - and can make a difference of several thousand francs over the term of the loan. Especially with older loans or unstructured financing, many households pay more: The good news is that interest rates are more...

Why loan top-ups are often underestimated Many borrowers in Switzerland face the same situation at some point: the existing loan is running smoothly, the instalments are paid on time - but new financial needs arise. Be it through: In such cases, many people immediately think about a new loan. However, an increase in credit is often a much better, cheaper and safer option more... more...

Why loan restructuring is becoming increasingly relevant in Switzerland Many borrowers in Switzerland pay too high instalments month after month - often without realising it. The reason is rarely a lack of discipline, but usually a historically grown credit structure: several loans, different interest rates, old conditions or confusing obligations. In recent years in particular, more... more...

Why the right car financing is crucial in Switzerland For many people in Switzerland, a car is not a luxury, but an integral part of everyday life. Whether for travelling to work, for the family or for self-employment - mobility creates freedom. At the same time, buying a car is one of the biggest financial decisions in the private sphere. Many buyers focus more... more...

Why personal loans in Switzerland are challenging - but easy to plan A personal loan in Switzerland is one of the most common and at the same time most sensitive forms of financing. Whether for a major purchase, the rescheduling of existing loans, an investment in mobility or to ease the financial burden on the household: The desire for a fair, transparent and approved loan is great. more... more...

https://www.freepik.com/free-photo/top-view-wi-fi-router-with-laptop-hand-holding-smartphone_11382241.htm À l'ère numérique, a high-performance Internet connection and an adapted mobile subscription are indispensable for many companies and organisations. Whether for teleworking, streaming, online gaming or everyday communication, choosing the right service can save time, energy and a lot of money. En more... more...

The role of credit brokers in the Swiss financial system In Switzerland, more and more private individuals and self-employed people are choosing to apply for a loan through a credit broker rather than directly from a bank. The reason is simple: intermediaries such as credxperts.ch not only take care of the application, but also compare several offers and check the best possible conditions - and more... more...

Nadine Frei, business expert in creditworthiness management and budget for credxperts.ch Why you often don't get a chance despite having paid your debts You've paid your bills, your account is balanced, you're financially stable - and yet you're still getting rejections? No subscription mobile phone, no flat, no chance of a leasing contract? Then in most cases it's not because of your more... more...

¿Estás buscando un préstamo estando en España? Con credxperts.ch, puedes comparar diferentes ofertas de crédito en línea y encontrar la opción que mejor se adapte a tus necesidades. Ya sea para una compra importante, un viaje o una reunificación de deudas: aquí obtienes una visión clara de las mejores condiciones. Ventajas de solicitar tu préstamo more...

Written by: Nadine Frei, credit management and budget expert for credxperts.ch Introduction Have you started a new job and are still in your probationary period, but urgently need a loan? Then you're probably asking yourself this very question: "Can I even apply for a loan during my probationary period - or is that a no-go for banks?" The short more... more...