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CHF 50,000 loan from 5.8 % effective rate: monthly repayment table, eligibility criteria, budget calculation and step-by-step application guide – credXperts compares several banks with a single enquiry.

A solar panel system for a detached house in Switzerland usually costs between CHF 20,000 and 35,000. We’ll work out how you can finance the system with a personal loan starting from 5.8 %, make use of the one-off payment and cover a large part of the instalments with the electricity savings.

The Swiss advertising market in flux: Why more and more SMEs are turning to fair alternatives The Swiss online market for advertisements, business directories and financial comparison sites has grown over decades – and so have the costs. Any SME, tradesperson or estate agent looking to establish an online presence today can easily end up paying four- or five-figure sums per year. But for some time now, more... more...

Credit for refugees in Switzerland - new options with a B permit after 2 years Sooner or later, many people who have come to Switzerland as refugees or people seeking protection face the same challenge: a home needs to be furnished, a car is needed to get to work or unexpected bills put a strain on the budget. At the same time, access more...

Loans as a tool, not a burden Loans have an ambivalent reputation in Switzerland. For some they are a necessary evil, for others a strategic instrument. The difference lies not in the loan itself, but in the way it is planned. Responsible borrowers use credit: Used correctly, credit can: In this article, we show how long-term financial planning can be more...

Companies today are heavily dependent on stable IT systems. Whether internal processes, online platforms or customer communication - without a reliable infrastructure and competent technical support, business operations can quickly come to a standstill. Diffit is a provider that specialises in precisely these areas. The company supports companies in the planning, implementation and support of modern IT environments. Further information more...

Why many good borrowers are still rejected Every year, thousands of loan applications are rejected in Switzerland - and not because the applicants are unable to pay. In very many cases, approval fails due to avoidable mistakes: incorrect assumptions, unstructured enquiries or a lack of preparation. This is particularly annoying because: A rejection worsens the starting position for further applications. In more...

Why creditworthiness is more than just a number "My credit rating is good." Banks and credit brokers in Switzerland hear this sentence very often. But many applicants don't realise this: Creditworthiness is not a single value, but the result of an overall assessment of several factors. Two people with identical incomes can have the same credit rating: The reason lies in creditworthiness - and in the fact that more... more...

Credit with a B permit was a sensitive issue in Switzerland for a long time. While Swiss citizens or people with a C permit were usually able to apply for a personal loan without any complications, stricter guidelines applied to people with a B residence permit. However, we at credxperts.ch are now observing a new development: 👉 Some banks are currently only considering loan applications with a B permit for 24 months or more more...

The biggest mistake when comparing loans "I'll just take the loan with the lowest interest rate." We hear this statement almost every day at credxperts.ch - and it is one of the most common reasons why borrowers are later dissatisfied or even get into financial difficulties. Of course, the interest rate plays an important role. But in the Swiss credit market, the most favourable interest rate is more... more...