High loan amounts up to CHF 350,000 - Your experts at credxperts.ch
High loan amounts in Switzerland: secure up to CHF 350,000 with credxperts.ch
Written by: Nadine Frei, business expert in creditworthiness management and budget for credxperts.ch
Introduction
Are you planning a major project, a renovation or would you like to consolidate existing debts? With credxperts.ch you receive high credit amounts of up to 350,000 CHF on fair terms - with personalised advice and digital processing. Our specialists will help you get the best out of your financing - quickly, securely and easily.
Requirements for high loan amounts
A six-figure loan is linked to certain criteria:
| Prerequisite | Meaning |
|---|---|
| Permanent residence in Switzerland | Must be verifiable by current registration confirmation or ID card |
| Secure income | Employees, self-employed persons or cross-border commuters with a CH contract |
| Very good credit rating | No negative ZEK entries or debt collections |
| Clean budget | Monthly surplus must be clearly available |
The higher the amount, the more important it is to have a clearly structured application. We take care of it for you.
Possible uses
A large loan can be used in a variety of ways:
- Property renovation or down payment on residential property
- Rescheduling several loans into one instalment
- Investments for the self-employed or start-ups
- Financing education, travel, medical interventions or vehicles
Bank comparison for high loan amounts
| Bank / Provider | Max. Loan amount | Special feature |
| Cembra Money Bank | 350,000 CHF | Suitable for employees and the self-employed |
| Bank Now | 300,000 CHF | Fast processing, online conclusion possible |
| Migros Bank | 100,000 CHF | Low interest rates, but limited loan amount |
| Corner Bank | 150,000 CHF | Combined offers with credit cards, excellent customer service |
We will check your documents in advance and suggest the best provider for you. transparent & independent.
This is how the application process works at credxperts.ch
- Online enquiry complete in 2 minutes
- Initial assessment by our credit advisors
- Check your documents and creditworthiness
- Mediation of suitable offers from Swiss partner banks
- Payout within a few days after signing the contract
Your advantages with credxperts.ch
- Specialisation in High loan amounts up to CHF 350,000
- Personal advice from experienced financial experts
- Access to Numerous Swiss banks
- Digital and secure processing, with a licensed credit broker
- Full cost transparency - no hidden fees
Frequently asked questions about high loan amounts in Switzerland (incl. answers)
- How much can I borrow from credxperts.ch?Up to CHF 350,000 - depending on income, creditworthiness and household budget.
- How important is creditworthiness?Very important. The better your credit rating, the higher the loan and the more favourable the conditions.
- Which documents are required?Pay slips (3 months), bank statements, identity card, debt collection statement - for self-employed persons also tax documents.
- Do self-employed people also get a large loan?Yes, with a stable income and the correct documents it is possible.
- How long is the term for large amounts?Between 12 and 120 months - depending on requirements and portability.
- Can I use it to repay existing loans?Yes, rescheduling with a larger loan makes sense in order to save interest.
- Which banks are particularly suitable?Depending on your profile, e.g. Cembra, Bank Now, Migros Bank, Corner Bank - we will check this for you.
- How quickly is the payout made?Usually 3-10 working days after complete submission of documents.
- Is the interest fixed for large amounts?Yes, there is usually a fixed interest rate for the entire term.
- Will my ZEK entry be affected?
No. The preliminary review by credxperts.ch is ZEK-neutral and leaves no entry.
- Is there interest below 5 %?
Yes, with a very good credit rating and secure income - we look for the best offer.
- Do I already have to be a customer of a bank?
No. We act as an independent intermediary for suitable partners.
- What happens in the event of a rejection?
We examine alternative options - e.g. smaller amounts, other banks or terms.
- Can I repay the loan earlier?
In many cases yes - we make sure that unscheduled repayments are possible.
- How can I reduce the monthly instalment?
With longer terms or smaller amounts - our budget calculator can help.
- Are there fees for counselling?
No, our advice is free of charge. Costs are only incurred if the loan is successfully arranged.
- How secure is my data with you?
Your data will be treated in strict confidence in accordance with the GDPR and Swiss data protection law.
- What do I do if I can no longer find any documents?
We help with the replacement or alternative documentation.
- Can I also apply for a loan from abroad with a CH contract?
Yes, cross-border commuters with a Swiss employment contract are also entitled.
- How quickly will I get an answer?
Usually on the same or following working day.
Big plans need strong partners
A loan of up to CHF 350,000 opens up many possibilities for you - from property projects to debt restructuring. With credxperts.ch you benefit from experience, independence and a personal contact person.
Have a non-binding & free check now at www.credxperts.ch
Or directly to the credit enquiry ➝ To the online enquiry
Interesting facts about loans
Whether you want to take out, calculate or redeem a loan - on the credXperts blog you will regularly find interesting facts about loans.
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