Many cross-border commuters or newcomers with a B permit (B residence permit) ask themselves: "Can I even get a loan in Switzerland?" The answer is not generalised - because it depends on many factors. But the good news first: credxperts.ch also offers solutions for B permits - in some cases even after just 12 months of residence. Find out more... more...
High loan amounts in Switzerland: secure up to CHF 350,000 with credxperts.ch Written by: Nadine Frei, Business Expert Creditworthiness Management and Budget for credxperts.ch Introduction Are you planning a major project, a renovation or would you like to consolidate existing debts? At credxperts.ch, you can obtain high loan amounts of up to CHF 350,000 at fair conditions - with personal advice and digital more... more...
From now on, users of the kredit-vergleich.ch platform will benefit from credxpert.ch's many years of consulting expertise. The new cooperation brings together two experienced credit platforms in Switzerland - with the aim of helping those seeking advice to find a suitable loan even faster, more transparently and more successfully. Advice with over 10 years of experience The credxpert.ch team deals with thousands of enquiries from the more... more...
1 | What the ZEK actually is - and why its entries are more powerful than any advertisement The Central Office for Credit Information (ZEK) is the Swiss credit agency that every bank, leasing company and major credit card issuer accesses to check your payment behaviour. Positive, neutral and negative codes are stored for up to five years; without a more... more...
Would you like to take out a loan, but your monthly allowance is less than the planned loan instalment? Then this article is just right for you. We'll show you why the problem is often due to the term - and how you can solve it with a suitable strategy. We also explain how the household budget is calculated in accordance with the Consumer Credit Act more... more...
Debt rescheduling is an attractive option for making existing debts more efficient and saving money in the long term. Particularly in times of low interest rates, rescheduling an existing loan can bring considerable financial benefits. In this article, you will find out why it makes sense to repay a loan, what steps need to be taken and what the advantages are of carrying out this process via a debt rescheduling programme. more...
Switzerland is an attractive place to work for many people from Germany and Austria. The high quality of life, stable wages and economic security attract numerous cross-border commuters who cross the border every day to work in Switzerland. However, when it comes to taking out a loan, cross-border commuters often face enormous difficulties. These more...
A good credit rating is the hallmark of your financial reliability. It signals to banks, mail order companies and other institutions that you will fulfil your payment obligations on time. Factors such as a regular income, punctual payments, low debt and a stable job contribute significantly to a positive credit rating. Another important aspect is the diversity of your credit history. A well-mixed more... more...
Eschlikon, [28.01.2024] - The success story of Credxperts, the leading comparison portal from Switzerland, continues with an ambitious expansion into Europe. With the launch of credxperts.it, the company is now also opening the door to transparent and customised credit solutions for Italian consumers. Based on its strong market presence in Switzerland, Credxperts has already successfully expanded its offering more... more...
Interest rates for loans in Switzerland are at a historically low level. This development offers an exceptional opportunity for borrowers to reconsider their existing loans and benefit from the lower interest rates by rescheduling. But what exactly does debt rescheduling mean? What advantages does it offer and how can consumers reduce their financial burden? Find out here more...
Whether you want to take out, calculate or redeem a loan - on the credXperts blog you will regularly find interesting facts about loans.