From now on, users of the kredit-vergleich.ch platform will benefit from credxpert.ch's many years of consulting expertise. The new cooperation brings together two experienced credit platforms in Switzerland - with the aim of helping those seeking advice to find a suitable loan even faster, more transparently and more successfully. Advice with over 10 years of experience The credxpert.ch team deals with thousands of enquiries from the more... more...
1 | What the ZEK actually is - and why its entries are more powerful than any advertisement The Central Office for Credit Information (ZEK) is the Swiss credit agency that every bank, leasing company and major credit card issuer accesses to check your payment behaviour. Positive, neutral and negative codes are stored for up to five years; without a more... more...
Would you like to take out a loan, but your monthly allowance is less than the planned loan instalment? Then this article is just right for you. We'll show you why the problem is often due to the term - and how you can solve it with a suitable strategy. We also explain how the household budget is calculated in accordance with the Consumer Credit Act more... more...
Debt rescheduling is an attractive option for making existing debts more efficient and saving money in the long term. Particularly in times of low interest rates, rescheduling an existing loan can bring considerable financial benefits. In this article, you will find out why it makes sense to repay a loan, what steps need to be taken and what the advantages are of carrying out this process via a debt rescheduling programme. more...
Switzerland is an attractive place to work for many people from Germany and Austria. The high quality of life, stable wages and economic security attract numerous cross-border commuters who cross the border every day to work in Switzerland. However, when it comes to taking out a loan, cross-border commuters often face enormous difficulties. These more...
A good credit rating is the hallmark of your financial reliability. It signals to banks, mail order companies and other institutions that you will fulfil your payment obligations on time. Factors such as a regular income, punctual payments, low debt and a stable job contribute significantly to a positive credit rating. Another important aspect is the diversity of your credit history. A well-mixed more... more...
Eschlikon, [28.01.2024] - The success story of Credxperts, the leading comparison portal from Switzerland, continues with an ambitious expansion into Europe. With the launch of credxperts.it, the company is now also opening the door to transparent and customised credit solutions for Italian consumers. Based on its strong market presence in Switzerland, Credxperts has already successfully expanded its offering more... more...
Interest rates for loans in Switzerland are at a historically low level. This development offers an exceptional opportunity for borrowers to reconsider their existing loans and benefit from the lower interest rates by rescheduling. But what exactly does debt rescheduling mean? What advantages does it offer and how can consumers reduce their financial burden? Find out here more...
The Swiss credit market is a challenge, especially for those who are looking for a personal, car or replacement loan for the first time. With numerous providers, variable interest rates and often hidden costs, the search for the right loan offer can quickly become confusing and tedious. This is where credxperts.ch comes in: The platform offers an independent and transparent comparison tool that helps consumers to find the right more... more...
New opportunities for borrowers in Germany and Austria With the launch of the new comparison portals kredit-fuchs.de and kredit-fuchs.at, credxperts offers another valuable platform for consumers to find the best loan for their individual needs. These platforms aim to provide individuals in Germany and Austria with access to comprehensive information on personal loans, online loans and the more... more...
Whether you want to take out, calculate or redeem a loan - on the credXperts blog you will regularly find interesting facts about loans.