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In Switzerland, banks grant loans to borrowers who are at least 18 years old or do not exceed the age of 70. Credit age limit: why does it exist at all? For one simple reason: to protect young and elderly pensioners from over-indebtedness. This is because lending is prohibited by law in Switzerland, more...

Would you like to repay or cancel your car loan early and are wondering whether this is possible? The answer is yes - you can repay or cancel your loan early. Early repayment of your loan is permitted by law at any time. Whether it's a car loan, personal loan or several loans - you can repay your loan early at any time and thus more...

Would you like to take out a car loan despite a poor credit rating? This is definitely possible. credXperts helps you to improve your credit rating and thus increase your chances of getting a car loan. A poor or negative credit rating is considered an increased risk by banks: banks assume that your poor or negative credit rating means that you will not be able to get your more...

Before you apply for a personal loan online or directly at a bank, you should seek advice. With independent credit counselling, you can reduce rejections of your loan application and increase your chances of getting a better loan rate. Are you planning to apply for a personal loan soon? Or have you already applied for a loan and been rejected? In both cases more...

Would you like to increase a current loan because you need additional money for investments during the term? That's no problem at all: you can increase your loan at any time - whether as a loan top-up for further financing or as a bridging loan. more...

Would you like to repay a current loan and save on interest costs? Or would you like to find out what effect a special payment (amortisation) has on your current loan? We have summarised a few tips worth knowing for you. more...